The ICICI Amazon Pay earns in cashback, which this calculator values at ₹1 per point. Base earn rate is 1% value back, the annual fee is Lifetime free, and forex markup is 3.5%.
Its strongest category is Online shopping at 5% value back.
| Category | Value back | Detail |
|---|---|---|
| Online shopping | 5% | 5% only on Amazon (Prime); 2% via Amazon Pay partners |
The ICICI Amazon Pay earns no rewards on Fuel, Rent. Put that spend on another card.
Uncapped 5% on Amazon as Prime, credited as Amazon Pay balance. The default everyone-should-hold-it card. 1% elsewhere.
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