The Axis Atlas earns in EDGE Miles, which this calculator values at ₹2 per point. Base earn rate is 2% value back, the annual fee is ₹5,000, and forex markup is 3.5%.
Its strongest category is Flights at 5% value back.
| Category | Value back | Detail |
|---|---|---|
| Flights | 5% | 2.5X on direct airline & hotel spend |
| Hotels | 5% | 2.5X on direct airline & hotel spend |
Booking through SmartBuy, iShop or Travel EDGE changes the maths on this card.
| Category | Value back | Detail |
|---|---|---|
| Flights | 5% | Travel EDGE - same 5X as direct |
| Hotels | 5% | Travel EDGE - same 5X as direct |
Accelerated rates stop at a spend threshold. Past it, you earn the fallback rate.
| Category | Cap | After the cap |
|---|---|---|
| Flights | ₹2,00,000 | drops to 2% |
| Hotels | ₹2,00,000 | drops to 2% |
The Axis Atlas earns no rewards on Fuel, Utilities, Insurance, Rent, Govt & Tax. Put that spend on another card.
1 mile = 2 partner miles (KrisFlyer, Air India, ITC). Milestones: 2,500 miles at ₹3L, 5,000 at ₹7.5L, 10,000 at ₹15L. Closed to new applicants; Accor, Marriott & Qatar transfers removed Apr 2026.
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