The American Express Platinum Travel earns in MR Points, which this calculator values at ₹0.5 per point. Base earn rate is 2% value back, the annual fee is ₹5,000 + GST, and forex markup is 3.5%.
The American Express Platinum Travel earns no rewards on Fuel, Utilities, Insurance, Govt & Tax. Put that spend on another card.
The card is its milestones: 15,000 MR at ₹1.9L spend, then 25,000 MR + ₹10,000 Taj voucher at ₹4L - roughly 7–8% back at exactly ₹4L/year. Swipe rate alone is ordinary.
Compare against your own wallet →