The HSBC Premier earns in Reward Points, which this calculator values at ₹1 per point. Base earn rate is 3% value back, the annual fee is ₹20,000 (free for Premier clients), and forex markup is 0.99%.
Booking through SmartBuy, iShop or Travel EDGE changes the maths on this card.
| Category | Value back | Detail |
|---|---|---|
| Flights | 18% | HSBC travel portal 6X |
| Hotels | 36% | HSBC travel portal 12X |
The HSBC Premier earns no rewards on Rent. Put that spend on another card.
0.99% forex is the lowest of any card here - the default card to carry abroad. Same 1:1 transfer partners as TravelOne, shortest exclusion list in the travel segment.
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