ADK Unlocked by Ayush Dewan Khurana
HDFC · Bonvoy Points

HDFC Marriott Bonvoy: what it actually earns

The HDFC Marriott Bonvoy earns in Bonvoy Points, which this calculator values at ₹0.45 per point. Base earn rate is 1.33% value back, the annual fee is ₹3,000 + GST, and forex markup is 3.5%.

Its strongest category is Hotels at 5.33% value back.

Category rates, swiping direct

CategoryValue backDetail
Hotels5.33%8 pts/₹150 only at Marriott properties
Flights2.67%4 pts/₹150 on travel & dining
Dining2.67%4 pts/₹150 on travel & dining

Categories that earn nothing

The HDFC Marriott Bonvoy earns no rewards on Rent, Govt & Tax, Fuel. Put that spend on another card.

Worth knowing

The annual Free Night Award (up to 15,000 pts) + Silver Elite usually outvalues the earn rate. Swipe it at Marriott check-out, nowhere else.

Compare against your own wallet →
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