The HDFC BizPower earns in Reward Points, which this calculator values at ₹0.65 per point. Base earn rate is 2.67% value back, the annual fee is ₹2,500, and forex markup is 3.5%.
Booking through SmartBuy, iShop or Travel EDGE changes the maths on this card.
| Category | Value back | Detail |
|---|---|---|
| Govt & Tax | 13.35% | SmartBuy Business 5X on business essentials - verify current buckets |
The HDFC BizPower earns no rewards on Rent, Fuel. Put that spend on another card.
Mid-tier business card. 1 RP ≈ ₹0.65 at best on SmartBuy travel. Verify the current 5X buckets before routing big spends.
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